I have only held the Chase Sapphire Reserve for a year, but with the fee hike I am thinking of downgrading the card to use up the remainder of my points and then applying for a Wells Fargo Propel instead. Annual fee: $0. Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. From now until Dec. 31, 2019, Discover it® Miles cardholders can earn a $100 statement credit when they refer a friend to the card. The card details on this page have not been reviewed or provided by the card issuer. The 3 Wells Fargo Propel AMEX cards are considered different card products. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. Let's call it for what it really is, Wells Fargo being Wells Fargo. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Compare these banking promotions from Wells Fargo with offers at the following institutions Chase Bank, Huntington Bank, HSBC, Discover Bank, TD Bank, BBVA, CIT Bank, and Bank of America. Most credit card offers require very good credit. If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. If one does not use the DoorDash/Lyft promotions/credits. Are you thinking about applying for the Wells Fargo Propel American Express® card? The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. wells_fargo_propel_365_roadside_assistance.pdf-Opening in new window Roadside Assistance. Anyone with a Dillards Store/Amex can tell you just how behind the times Wells Fargo is; entire site looks like it was constructed by a middle school school kid learning HTML coding in 1998. Cash redemption options by phone or online are redeemable in $25 increments only. But if you pair it with the Wells Fargo Visa Signature card and redeem it for travel, Propel point Propel points can be worth 1.75 cents each. WF Signature/Propel Combo for travel points instead of CSR? mj #1063127. yes. 20,000-Point Initial Bonus:Wells Fargo Propel’s 20,000 bonus points (worth $200) is about what the average rewards cards will give you: 22,318 points/miles. Wells Fargo does not have the ability to control how a merchant chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. Click on Terms and Conditions below for further details. The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. Vote Up 0 Vote Down Reply. You can also earn 3x points per dollar spent on eating out, ordering in, gas, rideshares, transit, flights, hotels, homestays, car rentals and popular streaming services. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. I find their website to be confusing/lacking at best. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. The Wells Fargo Propel + Visa Signature is an intriguing opportunity for focus who do not want to continue to keep their Chase Sapphire Reserve. $0.01 per point for most redemption $0.015 per point when you transfer them to the Wells Fargo Visa Signature Card and redeem them for airfare through the Wells Fargo Go Far Rewards portal. You can apply your points as a statement credit, to your Wells Fargo checking or savings account or as a paper check. You'll earn 3X points for: How to Increase Your Chances of Getting Approved for Wells Fargo Propel. After that, a 14.49% to 24.99% (variable) APR applies. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). Cardholders can earn triple points for spending in a variety of useful bonus categories, plus enjoy a slew of other perks and benefits, all without paying a single annual fee. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 per … The Propel card does not charge an annual fee. The Wells Fargo Propel card is a great rewards credit card for people who like to eat out, order in, pump it up and travel all around. The Sapphire Reserve charges $550, although it’s really $250 when you subtract the $300 annual travel credit. The Wells Fargo Propel American Express® Card currently offers 20,000 bonus points when you spend $1,000 in purchases within the first three months of opening your account. Reader Nicholas reported being unable to use his card at both a Sheetz and Macy’s, it’s unclear what exactly caused the issue but it seems like Wells Fargo/American Express have identified the issue and it has been resolved. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Even better, the friend also can snag a $100 credit. The Wells Fargo Propel card also has a few cash redemption options. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. By: Tony P. | Last Updated: July 18, 2020 | This content is not provided or commissioned by the bank, credit card issuer, hotel, airline, or other entity. 5. After that, a 14.49% to 24.99% (variable) APR applies. But, Doctor of Credit of reports you can earn the sign-up bonus on the same card more than once. Simply use your eligible Wells Fargo Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 deductible). You don’t get rewards on that $300, so to be very technical, that represents an additional opportunity cost of 900 points (worth $13.50 in travel). The minimum recommended credit score for this credit card is 700. You get up to a $100 annual airline reimbursement* for qualifying incidental airline travel charges incurred for fees like airline lounge-access fees, baggage fees, or onboard meals and entertainment fees purchased with your Wells Fargo Propel World American Express ® Card. Vote Up 1 Vote Down Reply. Provides a hotline with an emergency referral service for medical and legal providers and certain travel emergencies on a 24-hour per day basis for Cardmembers and covered travel companions traveling internationally. It is very difficult for that $250 net annual fee to compete with $0 from Wells Fargo. September 21, 2020, 13:57 1:57 pm. Some Wells Fargo Propel American Express cardholders have recently had issues using their card. Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex Sep 29, 16, 2:33 am - Wikipost Please read: This is a community-maintained wiki post containing the … Annual fee: $450. I'm 27 and only have had credit for 1 year and 5 months. Folks on Reddit report you can NOT downgrade or “product change” between the 3 cards. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. Our Rating: 4 Out of 5 Stars. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. Wanted to share my credit experience to date and my dismay at my first disapproval. Opens in a new window..←back to content Return to Footnote 4. Take advantage of our latest Wells Fargo promotions, bonuses, and offers here.. Their typical checking bonuses that can range in value from $50, $200, $300, $400, $500, $650 and up to $1,000.. Best Wells Fargo Credit Card Bonuses The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. Wells Fargo Propel AmEx: 10g. Getting approved for a credit card requires a little planning. Since this is a Wells Fargo card, will opening this card reset the 15 month clock on being eligible for Wells Fargo Propel bonus? Wells Fargo doesn’t have a referral program. Discover has announced a special limited-time promotion within the Refer a Friend program. Note: After Chase Ritz-Carlton stopped taking new applications in 2018.7 (you can still product change to this card), the material seems to have been replaced with less heavy metal. 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. Usual Plastic cards: 5g. Since Wells Fargo allows you to transfer your rewards points between cards, you can increase your value to 1.5 cents per point. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. The Wells Fargo Propel American Express® card is one of a very select few credit cards that offers cellphone theft and damage protection as a benefit. Appendix: Discontinued Cards. 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